Philosophy
Our Beliefs
- Active diversification among asset classes based on relative valuation increases the probability of success.
- Holistic planning along the entire wealth-planning spectrum increases the financial well being of our clients exponentially.
- Properly researched, selected and monitored active managers can and do add value to investment portfolios.
- While it is true that 75% of active managers under perform the market, skill and sound processes exist to help find the 25% that out perform the market.
- That tax avoidance causes more bad investment decisions than any other cause.
- For most individuals, their emotions overrule logic when it comes to investing.
- Most people have unrealistic ideas of how much it will take to be financially independent.
- Reducing the layers of investment costs will improve investment results.
- Planning should serve the values and purposes of the client, not the tax code.
- Money is a much better tool than a weapon.
- Managing money without planning and discipline is like playing Russian roulette with a fully loaded gun.
- "Boxes" are for other people. We don't have to "get outside of the box," because we have disposed of it altogether. Alternative investments should be and are considered when appropriate.
How We Are Different
Values-Based Planning
- Your uniqueness is the key ingredient to a successful strategy
- Certified and experienced financial advisors
- Focus is on using strategies that have the highest probability of success
- Fee-only advice, No product sales
Unique Investment Purchasing Process
- Reduced costs
- Availability of tailored investment vehicles
Team Based Service Model
- Every member of the White Oaks Wealth Advisors, Inc. team is working towards achieving your objectives.
- Proactive reviews that ask provocative questions that will improve the probability of achieving your vision.
- Expertise in "High Class Problems"
Banking
- Private labeled bank for loans, cash management etc.
Asset Monitoring
- Easy to use Financial Dashboard to allow you to have a "Big Picture" view of all your assets. This option is even available those we don't manage!
Referral Based
- Most of our business comes from referrals from attorney's, CPA's and clients. We treasure the confidence they have placed in us! This allows us to spend most of our time in researching appropriate solutions for our clients as well as give them the personal service that is so rare today.