Things we are pondering….

The equity markets have been continuing the pullback initiated in late September.  As we have written before, seeing a correction of some significance is certainly to be expected. The real question is: Is this it?  Unfortunately, it is just too early to tell.  A 10% pullback is normal and healthy. The problem with corrections is that, despite all the pundits saying, this is it or this is not; the truth is we know these things after they happen. Good portfolio construction can help insulate long-term investors and dampen the effects of such events.

Interesting links….

Housing prices continue to show gains across the country.

Is Bill Gross the “king of the bond market”?  Maybe not???

Are people willing to go global in their job search?  Will our children stay or go?

Who is the successful stock market prognosticator?  It turns out persistence is a key.

Household debt service ratios are low. Is it due to lack of availability or credit?

Is paying bills late out of fashion?

Just for a smile

A mother mouse and a baby mouse were walking along when all of a sudden a cat attacked them. The mother mouse goes, “BARK!” and the cat runs away.

“See?” says the mother mouse to her baby. “Now do you see why it’s important to learn a foreign language?”

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