White Oaks Blog

3 Piggy Banks: Early Financial Education

3 Piggy Banks: Early Financial Education

When we were kids, my dad gave my sister and me a wooden money box. It came with a lock, and dad kept the key. We were asked to save any money we received as gifts, as allowance from doing chores, and even bus change leftover from dad, mum, or grandma. When our boxes...
Mid-Year Economic and Market Forecast

Mid-Year Economic and Market Forecast

White Oaks Mid-Year outlook at the economic environment and the impact on investment markets and valuations. Mid Year Economic and Market Update from White Oaks on Vimeo. Robert Klosterman Robert Klosterman, CFP® is Founder of White Oaks Wealth Advisors, Inc. and its...
Recent Changes to MN Laws: Estate Tax & LLCs

Recent Changes to MN Laws: Estate Tax & LLCs

Two potentially significant updates may affect those with Minnesota estate tax exposure as well as those with LLCs established in Minnesota before August 1, 2015. Estate Tax Governor Dayton signed legislation in late May that included changes to the Minnesota estate...
Travel Smarter: 2nd Edition

Travel Smarter: 2nd Edition

I travel ALL of the time…IN MY HEAD! But I do love to hear all about our clients’ latest adventures. Piggybacking off of our last travel blog, if I were to travel, I would: 1. Get travel insurance. No one thinks they will get sick, injured, or robbed while traveling…...
Phishing: Will You Take the Bait?

Phishing: Will You Take the Bait?

I recently signed up for an online account as part of a car rental process. I had no complaints about the car service itself, but found myself in murky water by entering in personal information and a credit card number that let me pay up front. I found my car easily...
2nd Quarter 2017 Economic and Market Update

2nd Quarter 2017 Economic and Market Update

In this video, Bob Klosterman discusses the mixed results of the 1st Quarter 2017, and provides his outlook for the economy and the markets in the 2nd Quarter. Robert Klosterman Robert Klosterman, CFP® is Founder of White Oaks Wealth Advisors, Inc. and its predecessor...
Is This The Top?

Is This The Top?

With investment markets trading at all-time highs should investors be changing strategies? The answer depends on whether you are a speculator or investor. Speculators believe they have the answers to questions of market timing. Yet, the statistics prove that market...
Navigating Minnesota’s Residency Requirements

Navigating Minnesota’s Residency Requirements

What better time to talk about Minnesota residency requirements than March, often the snowiest month of the year? But the snow isn’t the only thing that has lifelong Minnesota residents packing their bags and relocating to other states. Per a report published by the...

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Reviews of Bob’s Book

Bob Klosterman, founder of White Oaks Wealth Advisors, has written a new book titled The Four Horsemen of the Investor's Apocalypse that will teach you about the four evil forces in the market today, and help you combat them to build a successful investment portfolio.

The Four Horsemen of the Investor's Apocalypse

Read the Reviews